Among the institutions that God created, Marriage is the most sacred, everywhere you go marriage is being celebrated by families and well wishes.
Weddings in Nigeria are usually large, ceremonious, and Expensive.
As much as a wedding is important it can cause couples a lot of stress.
COVID’19 pandemic has proven that anything can happen and we should expect the unexpected, calamity can sneak up while one is working towards a successful wedding.
while planning for a wedding, couples tend to forget to plan for unforeseen circumstances, for example, economic recession facing the nation, pandemic like COVID’19, couples losing their jobs before the wedding, etc.
For couples who plan ahead, there is a safeguard,
WEDDING INSURANCE protects couples’ investment from circumstances beyond their control and reimburses expenses incurred.
Wedding insurance can be seen as a policy that provides financial protection for losses resulting from your wedding ceremony. Just like we all have insurance for our cars, houses, lands, etc, you can ensure your wedding finances too in a like manner.
Wedding insurance covers a problem with the venue, the bride or groom falling ill, the damage of the wedding dress, cake, loss of photographs, video, rings, flowers etc.it covers rescheduling the date and details.
Wedding insurance doesn’t cover cold feet or deliberate cancellation or change of heart.
While wedding insurance is yet to available in Nigeria directly, you can indirectly get insurance coverage by leveraging on smaller details that come with insurance coverage, most vendors offer insurance coverage for the services they render such as the Reception venue, wedding rings, food vendors, photographers, etc.
Another form of wedding insurance in Nigeria can be a contract between the client and the vendors, in this contract terms and conditions are being stated there, it can be reviewed too, this contract serves as an insurance policy for the couple, the can go back to it and make use of it when they find themselves in unforeseen situations.
THE QUESTION IS WHEN IS THE APPROPRIATE TIME TO GET INSURANCE?
You should start thinking of getting insurance once you start making your wedding plans, In case of contracts, you should get the contract signed before committing the vendors.
In case you are halfway done with your wedding plans and you do not have insurance, it’s not too late you can still get one before the big day.
Wedding insurance is typically for things that are not within the couple’s control putting their events at risk, wedding insurance saves a lot of stress and headache.
Thank you for taking the time to read through we hope you find it helpful. Drop your view/questions on and on the comment section you can contact via any of our contacts for more guide about your big day
STAY SAFE
Warmly
ADEBAYO OLUWADAMILOLA
INTERN AT Indigocrystal Concept
